Vehicle Loans
Citizens Community Bank offers lending programs to purchase or refinance a new or used vehicle including cars, pickups, sport utility vehicles, recreational vehicles, and more.

Personal Loans
When you need extra cash for whatever reason, we can set up a personal loan for you. Collateral for these types of loans can be Citizens Community Bank certificates of deposit, real estate, and other personal property. (Or can be done unsecured - OAC - ).

Click Here to use our new easy to use Online calculators.

Lot Financing Program
Citizens Community Bank has a special lot financing program designed for those who want to buy a lot with plans to build a home for personal use in the near future.
These loans are set up to provide simple/cost effective financing for lot purchases.

Home Equity Lines of Credit and Loans

Here are the advantages of a Home Equity Line of Credit:

  • A revolving line of credit is approved for a maximum amount and can be used and repaid repeatedly — Funds are available whenever you need them without going through the loan approval process over and over.
  • Funds are accessed by check. — Easy access to cash when needed. You don't need to contact the bank each time you want to make a draw against the loan. Use Online Banking to deposit funds into your checking or savings account and make loan payments.
  • Interest assessed on the outstanding balance — Interest is charged only on the actual amount advanced. You save money on this account compared to a conventional loan.
  • Lower rate than most other consumer loans, so you save money. Variable rates as well as fixed rates for various time periods are available. Offer of credit is subject to credit approval.
  • Interest paid may be tax deductible (check with your tax advisor)
  • Once established, your home equity line of credit is there when you need it to use over and over again — You can improve your home, consolidate personal obligations and make major purchases like a new car, pay tuition or fund important investments.

If you need it, want it, desire it, or dream it, we want to help you get it!!

Home Equity Loan and Line of Credit Information

Application and Approval Process:
Please complete an application and take it to any Citizens Community Bank office. Your application will be expedited if you include a copy of your homeowner's insurance policy and a verification of income / earnings. We can usually "conditionally approve" a home equity loan or line within a day of receiving a complete application and other supporting documents. We may require an appraisal in certain situations.

Click here to use our new easy to use Online calculators, to help you solve some common financial problems. If you find these calculators useful, be sure to bookmark this page or suggest it as a link to your favorite home page or search engine.

Loan Officers


Pocatello/Arthur Branch

Oli Devaud
(208) 239-8625

Ian Trulson
(208) 239-8645


Pocatello/Flandro Branch

Bob Flandro
(208) 238-8378

Mike Schwartz
(208) 238-8378


Idaho Falls Branch

Becky Holzemer
(208) 528-2329

Bill Hudson
(208) 239-8730

Brody Perrenoud
(208) 528-2329


Rexburg Branch

Karl Boehm
(208) 356-5377

Ruth Glider
(208) 356-5377

Member FDIC | Equal Housing Lender