Citizens Community Bank offers four great choices for Personal Checking Accounts.   With each new account, you receive a free gift, and we will  pay up to $25** for your old checks and debit cards from another institution.  To select the account that best meets your needs, please review the account types below.

Account Type Opening Deposit Minimum Balance to Avoid Service Charges Monthly Service Charge Unlimited Check Writing Interest Bearing
Totally Free Checking*
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$0 $0 $0 Yes No
  • A FREE account for everyone!
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement available in paper or electronic delivery
  • Return of check images for easy record keeping
  • FREE VISA Debit Card
  • FREE Online Banking and FREE Bill Pay
50+ Interest Checking
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$0 $0 $0 Yes Yes
  • FREE for customers 50 and over!
  • Competitive interest
  • 2 boxes of free personalized checks every year
  • No minimum balance
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement available in paper or electronic delivery
  • Return of check images for easy record keeping
  • FREE VISA Debit Card
  • FREE Online Banking and FREE Bill Pay
Easy Interest Checking*
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$0 $0 $0 Yes Yes
  • FREE checking with the convenience of direct deposit or any automatic payment!
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement available in paper or electronic delivery
  • Return of check images for easy record keeping
  • FREE Visa Debit Card
  • FREE Online Banking and FREE Bill Pay
Premier Checking
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$0 $1,500 Only $6 if balance falls below $1,500 Yes Yes
  • An account for those interested in higher interest!
  • Higher interest rates if balances of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement available in paper or electronic delivery
  • Return of check images for easy record keeping
  • Only $6 monthly charge if minimum balance falls below $1,500
  • FREE VISA Debit Card
  • FREE Online Banking and FREE Bill Pay

Click on "More" and "Hide"  to view and hide additional details about each account type.

*Customer purchases checks.

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is $0. Ask us for details.

  • Open a Personal or Free Business Checking Account and get a FREE Gift!
  • Tell-A-Friend about Citizens Community Bank and when they open an account you get a FREE Gift!
  • Current FREE Gift: A $10 GIFT CARD from various businesses, your choice!

Other fees may apply. See Schedule of Fees for details.

** $10 for the unused checks and $15 for the debit card.  This money will be given at the time you receive your debit cards or checks from Citizens Community Bank.