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Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start. Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out.
 
 

Totally Free Business Checking

A free account for your business needs. No minimum balance or monthly service charge after opening your account. 

Business Interest Checking

Earn competitive interest with unlimited monthly transactions. 

Business Analysis Checking

For larger businesses with higher account activity.

Want to compare these accounts side by side?

*Every new Business Checking account comes with:

 
  • FREE VISA® Debit Card
  • FREE Mobile Banking
  • FREE Online Banking & Bill Pay
  • FREE Statements-eStatements or Paper Statements
  • FREE Online Check Images
  • FREE Gift to thank you for your business 
We will also buy back your unused checks and debit cards from another financial institution. Up to $25 in total!.
 
 

Checking Account Comparison

Account Details

Totally Free Business Checking

  • 3000 FREE monthly transaction items
  • Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
  • No minimum balance after opening account
  • No monthly service charge
  • Minimum opening deposit is only $50
  • Fee Schedule
 

Business Interest Checking

  • 3,000 FREE monthly transaction items
  • Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
  • Variable interest rate account that earns competitive interest
  • Only $1,500 minimum balance to avoid low monthly service charge of $6
  • Minimum opening deposit is only $50
  • Fee Schedule 

Business Analysis Checking

  • Monthly maintenance fee, plus account activity fees for debits, credits and deposited checks. 
  • Earnings allowance from deposit balances may offset activity fees. 
  • Minimum opening deposit is only $50
  • Fee Schedule 



To help in opening your new business accounts, we may request the following:

Sole Proprietor/DBA Limited Liability Corp (LLC) Partnership Not-For-Profit Organization Corporation
  • SSN or TIN of Owner
  • TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If tax-exempt, IRS documentation or tax return
  • If not tax-exempt, an authorized letter
  • TIN of Corporation
  • Articles of Incorporation 
Additional documents and/or state registration may also be required. Contact your Citizens Community Bank New Accounts Representative or Branch Manager for further information.
 
*Other fees such as overdraft, returned item, continuous overdraft, etc. may apply. See fee schedule for details. Unless specified otherwise customer purchases checks. If the Totally Free Business account or Business Interest account exceed 3,000 free monthly transactions, $10,000 in monthly coin & currency deposits/withdrawals (including change orders) or requires additional regulatory oversight, the account may be converted to Business Analysis Checking, which includes additional fees. We will also buy back your unused checks and debit cards from another financial institution. $10 for check pads and $15 for debit cards; up to $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented.  Bank rules and regulations apply. Ask us for details!
 
 
Proudly serving Idaho from Pocatello, Chubbuck, Idaho Falls, Ammon, and Rexburg locations.