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Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start. Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out.

Totally Free Business Checking

A free account for your business needs. No minimum balance or monthly service charge. 

Business Analysis Checking

For larger businesses with higher account activity.

Want to compare these accounts side by side?

*Every new Business Checking account comes with:

  • FREE VISA® Debit Card
  • FREE Mobile Banking
  • FREE Online Banking & Bill Pay
  • FREE Statements-eStatements or Paper Statements
  • FREE Online Check Images
  • FREE "Thank You" gift for your business 
We will also buy back your unused checks and debit cards from another financial institution. $25 in total!.

Checking Account Comparison

Account Details

Totally Free Business Checking

  • 3,000 FREE monthly transaction items- includes debits, credits and deposited items
  • Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
  • No minimum balance 
  • No monthly service charge
  • Fee Schedule

Business Analysis Checking

  • Monthly maintenance fee, plus account activity fees for debits, credits and deposited checks. 
  • Earnings allowance from deposit balances may offset activity fees. 
  • Fee Schedule 

To help in opening your new business accounts, we may request the following:

Sole Proprietor/DBA Limited Liability Corp (LLC) Partnership Not-For-Profit Organization Corporation
  • SSN or TIN of Owner
  • TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If tax-exempt, IRS documentation or tax return
  • If not tax-exempt, an authorized letter
  • TIN of Corporation
  • Articles of Incorporation 
Additional documents and/or state registration may also be required. Contact your Citizens Community Bank New Accounts Representative or Branch Manager for further information.
*Unless specified otherwise, customer purchases checks. Other fees such as overdraft, continuous overdraft, etc. may apply. Seefee schedule for details. $25 for checks and debit cards from another financial institution.  Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening. We reserve the right to substitute a gift. If the Totally Free Business account exceeds 3,000 free monthly transactions, $10,000 in monthly coin & currency deposits or withdrawals, including change orders, or requires additional regulatory oversight, the account may be changed to Business Analysis Checking, which includes additional fees. Ask us for details! Bank rules and regulations apply. 
Proudly serving Idaho from Pocatello, Chubbuck, Idaho Falls, Ammon, and Rexburg locations.