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Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start. Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out.
 
 

Totally Free Business Checking

A free account for your business needs. No minimum balance or monthly service charge after opening your account. 

Business Interest Checking

Earn competitive interest with unlimited monthly transactions. 
 

Want to compare these accounts side by side?

*Every new Business Checking account comes with:

 
  • FREE VISA® Debit Card
  • FREE Mobile Banking
  • FREE Online Banking & Bill Pay
  • FREE Statements-eStatements or Paper Statements
  • FREE Online Check Images
  • FREE Gift to thank you for your business 
Plus, we will buy back your unused business checks or debit card from a different financial institution with up to a $25 credit to your account.
 
 

Checking Account Comparison

Account Details

Totally Free Business Checking

  • $50 minimum opening deposit
  • No minimum balance after opening
  • No monthly service charge
  • 3000 items per month – includes debits, credits and deposited items
  • If account items exceed 3000 per month, the account may be changed to another account type.
  • Fee Schedule
 

Business Interest Checking

  • Variable interest rate account that earns competitive interest
  • $50 minimum opening deposit
  • Maintain a $1,500 minimum balance to avoid low monthly service charge of $6
  • Unlimited free monthly transaction items
  • Fee Schedule 


To help in opening your new business accounts, we may request the following:

Sole Proprietor/DBA Limited Liability Corp (LLC) Partnership Not-For-Profit Organization Corporation
  • SSN or TIN of Owner
  • TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If tax-exempt, IRS documentation or tax return
  • If not tax-exempt, an authorized letter
  • TIN of Corporation
  • Articles of Incorporation 
Additional documents and/or state registration may also be required. Contact your Citizens Community Bank New Accounts Representative or Branch Manager for further information.
 
*Other fees may apply. See fee schedule for details. Up to $25 buy back for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Free gift provided at the time of account opening. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details!